17 December 2025
The Employees Trust Fund (TAP), through its Retirement Services Unit, continued its outreach efforts under the 10 Years to Retirement Programme, held on Monday, 15 December 2025 at the Theatre Hall, Ministry of Finance and Economy Building, Bandar Seri Begawan.
This programme is part of TAP’s ongoing initiatives targeted at members who are expected to retire within the next 10 to 15 years (aged 45 and above). One of the key objectives of the programme is to raise awareness on the importance of early retirement planning in order to achieve the desired retirement lifestyle. It also aims to facilitate participant’s access to institutions that can support more structured financial planning, enhance vigilance against fraud, and foster a community that supports one another throughout their retirement planning journey.
This session brought together officers and staff from the Ministry of Culture, Youth and Sports; Ministry of Health; Ministry of Transport and Infocommunications; the Authority for Info-Communications Technology Industry of Brunei Darussalam (AITI); and the Maritime and Port Authority of Brunei Darussalam (MPABD).
Throughout the programme, TAP presented key factors central to successful retirement planning, such as setting retirement income goals by identifying future needs and determining the actions that should be taken now to achieve those goals. TAP also highlighted Voluntary Contributions, which allow members to increase their savings in the SPK Member Account as an effort to strengthen their retirement funds for future use. At the same time, TAP also highlighted to participants that withdrawals made before the retirement age, although they may address certain needs, will reduce the amount of savings available. Members are therefore encouraged to carefully assess their needs before making any withdrawals.
Brunei Darussalam Central Bank (BDCB) was also invited to deliver a session on current financial issues, with emphasis on financial scams, safe investment practices, and the importance of making prudent and well-informed financial decisions.
Participants also had the opportunity to visit several financial exhibition booths that provided information on retirement-related products and services featuring financial institutions from BDCB, the Brunei Association of Banks (BAB), and the Brunei Insurance and Takaful Association (BITA). TAP also facilitated on-site registration for e-Amanah, an online service portal that allows members to check their latest SPK account balance and access TAP’s services conveniently and efficiently.