Skim Persaraan Kebangsaan

Gold Generation (Age 60 and Above)

Learn more about the Gold Generation who automatically joined the SPK scheme immediately upon the implementation of Skim Persaraan Kebangsaan.

Who is a SPK Gold Generation Member?

SPK Gold Generation Members are identified as SPK Members if they had an SCP account balance before 15 July 2023:

  1. Members who turned 60 years old before 15 July 2023 and were receiving the monthly annuity from their previous SCP account.

  2. Members who turned 60 years old before 15 July 2023 and had already withdrawn 100% of their SCP account due to the balance being below $12,000.00.

  3. Members who were SCP Members prior to 15 July 2023 and have not withdrawn the SCP balance since turning 60.

SPK Gold Generation Member Annuity


The treatment and benefits of the SPK Annuity for SPK Gold Generation Members are based on the SCP balance prior to conversion to SPK and the Member's nationality status.

SPK Gold Member

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SPK Gold Basic

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