13 July 2026
The Employee Trust Fund (TAP), through its Retirement Services Unit, continued its outreach efforts under the 10 Years to Retirement Programme, held on Thursday, 9 July 2026 at the Theatre Hall, Ministry of Finance Building, Bandar Seri Begawan.
This programme is part of TAP’s ongoing initiatives targeted at members expecting to retire within the next 10 to 15 years (aged 45 and above). One of the key objectives of the programme is to raise awareness on the importance of early retirement planning in order to achieve the desired retirement lifestyle. It also aims to facilitate participants’ access to institutions that can support more structured financial planning, enhance vigilance against financial fraud, and foster a community that supports one another throughout their retirement planning journey.
The programme brought together officers and staff from the Prime Minister’s Office, Ministry of Foreign Affairs, Ministry of Education and Brunei Darussalam Central Bank (BDCB).
Throughout the programme, TAP presented various key factors central to successful retirement planning, such as setting retirement income goals by identifying future needs and determining the actions that should be taken now to achieve those retirement goals. TAP also highlighted Voluntary Contributions, which allow members to increase their savings in the SPK Member Account as an effort to strengthen their retirement funds for future use. At the same time, TAP emphasized the impact of withdrawals made before retirement age. Although such withdrawals may help address certain needs, they will reduce the amount of savings available for retirement. Members are therefore advised to carefully consider their needs before making any withdrawals.
BDCB was also invited to deliver a session on current financial issues, with emphasis on financial scams, safe investment practices, and the importance of making prudent and well-informed financial decisions.
Participants also had the opportunity to visit several financial exhibition booths that provided information on retirement-related products and services. TAP also facilitated on-site registration for e-Amanah, an online service portal that allows members to check their lates